Blog
Practical money reading
Articles that explain the thinking behind a calculation — not just the number it produces.
Loans
Understanding Loan EMI: Principal, Interest, and Tenure
Understand how loan principal, interest rate, and tenure determine EMI and total borrowing cost.
12 July 2026 · 4 min read
Investing
SIP vs Lumpsum: Understanding the Difference
Compare regular SIP contributions with a one-time lumpsum investment and understand the assumptions behind growth estimates.
12 July 2026 · 5 min read
Investing
What is CAGR? Understanding Compound Annual Growth Rate
Understand CAGR as the smoothed annual growth rate that gets an investment from its starting to ending value, and how it differs from actual year-by-year returns.
2 August 2026 · 4 min read
Investing
What is SWP (Systematic Withdrawal Plan) and How Does It Work?
Understand how a Systematic Withdrawal Plan draws fixed regular withdrawals from an existing investment while the remainder stays invested.
2 August 2026 · 4 min read
Loans
What is FOIR and Why It Affects Your Loan Eligibility
Understand FOIR, the share of monthly income already committed to fixed obligations, and how lenders use it to determine loan eligibility.
2 August 2026 · 4 min read