Calculators

Calculate monthly loan EMI, total interest payable, and total repayment amount for home, car, personal, or education loans.

Estimate the maximum home loan EMI, loan amount, and total property affordability you may be eligible for, using the FOIR (Fixed Obligation to Income Ratio) method.

Calculate the estimated future value of monthly SIP investments based on your contribution, expected return, and investment duration.

Calculate the estimated future value of a one-time investment based on the investment amount, expected return, and duration.

Calculate fixed deposit maturity amount and interest earned based on deposit amount, interest rate, duration, and compounding frequency.

Calculate recurring deposit maturity amount and interest earned based on monthly deposit, interest rate, duration, and compounding frequency.

Calculate compound annual growth rate from a beginning value, ending value, and investment period, with total return and gain or loss.

Estimate PPF maturity value, contributions, and interest using an editable constant rate and a transparent annual contribution-timing assumption.

Add GST to an exclusive amount or remove embedded GST from an inclusive amount, with user-selected intra-State or inter-State tax-head arithmetic.

Estimate statutory gratuity for a regular monthly rated employee in India using eligible last-drawn wages, completed service, the current standard formula, and the statutory ceiling.

Calculate your House Rent Allowance (HRA) exemption under Section 10(13A) for FY 2025-26 (AY 2026-27), old regime only, with all three limits shown and the binding one explained.

Calculate your income tax liability under the old and new regimes for FY 2025-26 (AY 2026-27), with a full slab, rebate, surcharge, and cess breakdown.

Estimate a monthly SIP that increases after every 12 contributions and compare it with a regular SIP.

Estimate how long a lumpsum investment can sustain fixed monthly withdrawals, or the balance remaining after a chosen duration.

Estimate the future cost of a current amount, or what a future amount is worth in today's purchasing power, under an assumed annual inflation rate.

Project the corpus your savings and contributions could reach by retirement, then see how long an inflation-adjusted monthly withdrawal could sustain it through retirement.

Estimate your Employees' Provident Fund (EPF) corpus at retirement from monthly basic salary, employee and employer contribution rates, and an assumed annual interest rate.

Project your National Pension System (NPS) corpus at retirement from a monthly contribution and an equity / corporate debt / government securities asset allocation.

Estimate the section 10(10AA) tax exemption on leave encashment received at retirement or resignation, with the current ₹25 lakh statutory limit for non-government employees and full exemption for government employees.

Estimate the monthly pension payable under the Employees' Pension Scheme, 2026 (EPS 2026), using the current ₹15,000 pensionable-salary ceiling, 20-year bonus-service weightage, and ₹1,000 minimum-pension floor.

Estimate STCG and LTCG tax on listed equity shares and equity-oriented mutual funds across multiple purchase lots, with FIFO lot matching, the pre-2018 grandfathering cost-basis rule, and the pooled ₹1,25,000 LTCG exemption under sections 111A and 112A.